PM Kisan Yojana, How to Apply, Exclusion Criteria Features and Benefits

PM Kisan Yojana offers ₹6,000 annually to eligible farmers, ensuring direct, transparent transfers to support their agricultural needs. Learn more about Yojana.

THEIASHUB

In a bid to provide financial assistance to the nation’s farmers, the Government of India launched PM Kisan Yojana, formally known as PM Kisan Samman Nidhi (PMKSN) Scheme. This initiative plays a crucial role in alleviating the financial burden of smallholder farmers, empowering them to enhance productivity, and improving their quality of life. Launched in December 2018, this scheme aims to ensure that every farmer family with land ownership receives income support to meet their agricultural and daily needs.

What is PM Kisan Yojana?

PM Kisan Yojana is a central sector initiative that provides ₹6,000 annually to eligible farmer families. This sum is distributed in three equal installments of ₹2,000 every four months, directly into the beneficiaries’ bank accounts through the Direct Benefit Transfer (DBT) mechanism. By eliminating intermediaries and ensuring timely and transparent delivery, PM Kisan has become one of the largest and most efficient cash transfer schemes globally, benefiting millions of farmers across India.

PM Kisan Yojana Key Features and Benefits

Here’s a breakdown of the key features and benefits of the PM Kisan Yojana:

PM Kisan Yojana Key Features:

  • Annual Financial Assistance: Farmers receive ₹6,000 per year under the scheme.
  • Installment-Based Structure: The ₹6,000 is provided in three installments of ₹2,000 each, distributed every four months.
  • Direct Fund Transfer: Funds are directly transferred to farmers’ bank accounts to ensure transparency and reduce corruption.
  • Targeting Small and Marginal Farmers: More than 85% of the beneficiaries are small and marginal farmers, with a special focus on inclusivity.
  • Gender Inclusivity: At least one in four beneficiaries is a woman farmer, promoting gender equality in the farming community.

Also Read: IMEC Corridor

PM Kisan Yojana Benefits:

  • Timely Financial Support: The scheme provides crucial financial aid during key agricultural phases, helping farmers meet immediate needs such as purchasing seeds, fertilizers, etc.
  • Improved Livelihoods: The financial support enables farmers to improve their quality of life, ensuring better health, education, and overall well-being for themselves and their families.
  • Reduced Dependence on Moneylenders: The financial assistance reduces farmers’ reliance on money lenders who charge high interest rates, preventing debt traps.
  • Enhanced Agricultural Productivity: With more resources, farmers can invest in modern agricultural practices, improving yields and productivity.
  • Rural Economic Growth: By supporting farmers, the scheme strengthens rural economies, contributing to overall rural development and stability.
  • Financial Security for Rural Families: The scheme provides a stable income source, reducing the financial stress on farmers, particularly during times of crop failure or other unforeseen challenges.

These key features and benefits work together to improve the financial stability and productivity of farmers, making it easier for them to meet their needs and contribute to the overall agricultural sector’s growth.

Also Read: Statutory Bodies in India

How to Apply for PM Kisan Yojana

To avail of the benefits under the PM Kisan Yojana, farmers must register through the official portal. Registration can be done by visiting the PM Kisan Yojana website or through Common Service Centers (CSCs) across India and State Government portals. The process requires farmers to provide basic details such as their:

  • Landholding
  • Aadhaar number
  • Bank account information.

Once registered, the data is verified, and eligible farmers are added to the database. Farmers who have been successfully registered are then eligible to receive the installments of ₹2,000 three times a year. States and Union Territories (UTs) play a crucial role in identifying eligible farmers and validating their claims under the scheme.

PM Kisan Yojana Achievements and Milestones

Since its launch, PM Kisan Yojana has made significant progress. As of October 5, 2024, the Government of India released the 18th installment of the scheme, benefiting over 9.4 crore farmers across the country. The total disbursement under the scheme has now surpassed ₹3.46 lakh crore, with more than 9.4 crore farmers receiving direct financial support.

A significant portion of this disbursement occurred during the COVID-19 pandemic, where farmers faced tremendous challenges. Over ₹1.75 lakh crore was transferred to farmers during this critical period, providing immediate relief to those affected by the global crisis.

PM Kisan Yojana has been expanded through efforts like the Viksit Bharat Sankalp Yatra, which sought to ensure that welfare schemes like PM Kisan reach the remotest corners of India. As part of this initiative, over 1 crore farmers, including 6 lakh Particularly Vulnerable Tribal Groups (PVTG) farmers, were added to the scheme.

PM Kisan Yojana: 19th Installment

On 24th February 2025, Prime Minister Shri Narendra Modi launched the 19th installment of the PM-KISAN scheme in Bhagalpur, Bihar. This release will benefit over 9.8 crore farmers nationwide, including 2.41 crore female farmers, with direct financial assistance exceeding ₹22,000 crore. To ensure transparency and eliminate middlemen, the funds will be transferred directly to the farmers’ bank accounts through the Direct Benefit Transfer system.

PM Kisan Yojana Exclusion Criteria

While the PM Kisan Samman Nidhi scheme aims to benefit millions of farmers, certain categories of individuals are excluded to ensure that only the most vulnerable farmers benefit. The following categories are not eligible for support under the scheme:

  • Institutional Landholders.
  • Former and Present Holders of Constitutional Posts, such as Presidents, Vice-President, Governors, etc., are excluded.
  • Elected Representatives, including MPs and MLAs and other political officeholders are not eligible.
  • Government Employees and Pensioners with a pension above ₹10,000.
  • Income Tax Payers from the previous year.
  • Professionals, such as doctors, engineers, and lawyers.

These exclusions ensure that the benefits reach farmers who genuinely need assistance and are not diverted to individuals in higher economic brackets.

Related Articles
Beti Bachao Beti Padhao Constitutional Bodies in India
Uniform Civil Code Nuclear Power Plants in India
Mission Karmayogi Digital Arrest

PM Kisan Yojana FAQs

Farmers receive ₹6,000 annually under PM Kisan Yojana, provided in three installments of ₹2,000 each, deposited directly into the bank account.

The financial aid is transferred directly to the farmer's bank account through a direct bank transfer (DBT) system, ensuring transparency and reducing the chances of corruption.

Yes, the financial support helps farmers manage challenges like crop failure, ensuring a stable income to cope with unforeseen circumstances and maintain a sustainable livelihood.

Yes, institutional landholders, current and former holders of constitutional posts (like Presidents, Governors), elected representatives, professionals, and income tax payers are excluded from the scheme.


UPSC QEP 2026 Batch 5 - English
UPSC QEP 2026 Batch 5 - English
Buy now View Details

Submit Your Details to Learn More



NEEV GS + CSAT Foundation 2026/27
NEEV GS + CSAT Foundation 2026/27
Buy now View Details



Join theIAShub’s Mains Answer Writing Program

Refine your answer writing skills and elevate your UPSC preparation with personalized support and expert feedback.

Fill out the form to get started with the program or any other enquiries !

Let's Connect with Counselor

Best IAS Coaching In Delhi, UPSC Online & Offline Classes by IAShub

Are you dreaming of becoming an IAS officer? Then, IAShub can be your best guide. It is one of the Best IAS Coaching in Delhi. Many students who want to clear the UPSC exam join IAShub for learning. The institute gives both online and offline classes. Their teachers are experienced and helpful. They easily explain every topic. Students also get notes, tests, and tips to do well in the exam.

UPSC Online Classes by IAShub

IAShub is in Delhi and is trusted by many UPSC students. It offers coaching for every part of the UPSC exam – Prelims, Mains, and Interview. The classes are simple and easy to understand. The teachers are experts and guide students in the right way. IAShub is also known for its helpful notes, test series, and answer-writing practice. IAShub is the best coaching in Delhi and also gives UPSC Online Classes. This helps students from any place in India to learn. The online classes are live and also recorded. So, students can watch them anytime. These classes cover the full UPSC syllabus.

Key Offerings Provided by IAShub

Here are some important services provided by IAShub:

  • UPSC Prelims: IAShub teaches for Prelims with a focus on basics. It also gives daily current affairs and monthly magazines.
  • Classroom Courses: IAShub has classroom learning for students in Delhi. The environment is good and peaceful for study.
  • Live Classes: Students who live far can join live UPSC online classes. These classes are just like real classes.
  • QEP for Mains: The Quality Enrichment Program (QEP) is special for Mains preparation. It helps students write better and faster.
  • Answer Writing: Regular answer writing practice is given. Teachers also check answers and give tips to improve.
  • Free Resource: IAShub gives free notes by toppers and helpful Main Booster material.
  • Test Series: Test series are available for every subject. These help students know their weak points and improve.
  • Interview Guidance Session: IAShub also gives interview practice sessions with experts. These help students feel confident.

UPSC Exam Overview

The UPSC Civil Services Exam has three parts:

  • Prelims: It has two papers: General Studies and CSAT.
  • Mains: It has nine papers, including essays and optional subjects.
  • Interview: It tests the personality and confidence of the student.

This exam is tough, but with the right guidance, it becomes easy to manage. Students must study smart and stay regular.

How IAShub Helps in the UPSC Journey

IAShub supports students from the beginning to the end. It gives the right books, tests, and notes. The classes are easy to follow, and the teachers are always ready to help. Students get personal doubt sessions too. The test series and answer checking help students learn where they need to do better. Also, free study materials save time and money.
IAShub also guides students during the final stage – the interview. Experts take mock interviews and give useful tips. This full support makes IAShub one of the best IAS coaching in Delhi.

Best IAS Coaching In Delhi FAQs

Yes, IAShub offers live and recorded online classes. Students can attend from any part of India.

Classes are available in both English and Hindi, so students can choose the language they are comfortable with.

The classroom centre is located in Delhi. Students can visit and join offline batches there.

IAShub gives interview guidance sessions to help students prepare for the final round of UPSC.
Footer Image