Zaid Crops: Recently, the Uttar Pradesh government has included 9 zaid crops under the Kisan Credit Card (KCC) and Pradhan Mantri Fasal Bima Yojana (PMFBY).
o Major zaid crops include cucumber, pumpkin, bitter gourd, watermelon, sugarcane, and peanut. In North India, usually sown in March-April.
o Farmers will now benefit from KCC and crop insurance for crops like groundnut, maize, green gram, urad, papaya, litchi, watermelon, melon, and amla.
o Provides easy access to agricultural loans and compensation for crop loss due to natural calamities.
o Benefits: Offers loans at low interest rates and farmers who repay on time get an interest discount of up to 3%.
o Implementing Agencies: Commercial Banks → Regional Rural Banks (RRBs) → Small Finance Banks → Co-operative Societies
o Eligibility: All farmers, including tenant farmers/holding farmers growing notified crops in notified areas.
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