Context: Despite being active for over four and a half years, the Prime Minister's Unauthorised Colonies in Delhi Awas Adhikar Yojana (PM-UDAY) has seen little increase in beneficiaries, with public response remaining lukewarm.

PM-UDAY Scheme

• About: This scheme is for conferment of property/ownership rights to the residents of 1731 Unauthorized Colonies (UCs) or slums in Delhi.
• Full form: Prime Minister Unauthorised Colonies in Delhi Awas Adhikar Yojana
• Launched: 2019
• Launched by: Delhi Development Authority.
• Benefits:

o The residents can sale/purchase their properties without any hindrance.

o Residents can avail loans from banks / financial institutions against their properties.

o Residents can get building plans approved if they want to change anything in the present building or construct house in the vacant plot for whichthey have got property rights.

Other such government initiatives for urban slums:

• Pradhan Mantri Awas Yojana - Urban (PMAY-U): For construction of houses for all eligible beneficiaries including slum dwellers.
• Other initiatives that indirectly help such slum dwellers: AMRUT, SBM-U, AB-PMJAY, Pradhan Mantri Ujjwala Yojana (PMUY), UJALA etc.