Financial Stability Report (FSR): Recently, the Reserve Bank of India released its biannual Financial Stability Report (FSR), highlighting that India continues to serve as a strong pillar of global economic growth.
o For 46 scheduled commercial banks, which together represent 98% of the sector's total assets, the GNPA ratio may increase to 2.6% by March 2027.
o Capital adequacy across the banking sector remains comfortably above the regulatory minimum, ensuring sufficient resilience to absorb adverse shocks.
o India’s growth trajectory is largely driven by domestic demand, and the outlook for food inflation is optimistic, aided by softening prices and record crop production.
o Non-Banking Financial Companies (NBFCs) are also performing well, maintaining strong capital positions, robust profitability, and improving asset quality.
o It reflects the collective assessment of the Sub-Committee of the Financial Stability and Development Council (FSDC).
o The report provides insights into the resilience of the Indian financial system and highlights risks to financial stability.
o It is prepared in consultation with all financial sector regulators (e.g. SEBI, IRDAI, PFRDA).o The FSR also includes the Systemic Risk Survey (SRS), which gathers expert and market participant views on: Global risks, Financial risks, Macroeconomic risks, Institutional risks and General risks
Refine your answer writing skills and elevate your UPSC preparation with personalized support and expert feedback.
Fill out the form to get started with the program or any other enquiries !
Are you dreaming of becoming an IAS officer? Then, IAShub can be your best guide. It is one of the Best IAS Coaching in Delhi. Many students who want to clear the UPSC exam join IAShub for learning. The institute gives both online and offline classes. Their teachers are experienced and helpful. They easily explain every topic. Students also get notes, tests, and tips to do well in the exam.
IAShub is in Delhi and is trusted by many UPSC students. It offers coaching for every part of the UPSC exam – Prelims, Mains, and Interview. The classes are simple and easy to understand. The teachers are experts and guide students in the right way. IAShub is also known for its helpful notes, test series, and answer-writing practice. IAShub is the best coaching in Delhi and also gives UPSC Online Classes. This helps students from any place in India to learn. The online classes are live and also recorded. So, students can watch them anytime. These classes cover the full UPSC syllabus.
Here are some important services provided by IAShub:
The UPSC Civil Services Exam has three parts:
This exam is tough, but with the right guidance, it becomes easy to manage. Students must study smart and stay regular.
IAShub supports students from the beginning to the end. It gives the right books, tests, and notes. The classes are easy to follow, and the teachers are always ready to help. Students get personal doubt sessions too. The test series and answer checking help students learn where they need to do better. Also, free study materials save time and money.
IAShub also guides students during the final stage – the interview. Experts take mock interviews and give useful tips. This full support makes IAShub one of the best IAS coaching in Delhi.