SEHER PROGRAM (Syllabus: GS Paper 3 – Economy)

Context: NITI Aayog's Women Entrepreneurship platform and credit bure have collaborated to launch the SEHER programme.

SEHER Program

• About: It aims to empower women entrepreneurs in India through financial literacy and business skills.

o SEHER facilitates improved access to credit and financial resources specifically tailored for women-led businesses.

• Founders: It is a collaboration between NITI Aayog's Women Entrepreneurship Platform (WEP) and TransUnion CIBIL.
• Focus: It provides essential knowledge on credit scores, loan eligibility, and financial planning to women entrepreneurs.
• Supporting MSMEs: The initiative aligns with WEP’s objective to enhance financing opportunities for women within India’s vast MSME sector.

Women Entrepreneurship Platform (WEP)

• Foundation: NITI Aayog in 2018, WEP transitioned to a public-private partnership in 2022 to foster a holistic support ecosystem for women entrepreneurs.
• Objective: WEP aims to empower women entrepreneurs by bridging information gaps and offering support across multiple facets: Entrepreneurship promotion, Access to Finance, Market Linkages, Training and Skilling, Mentoring and Networking, and Business Development Services.

About TransUnion CIBIL

• About: It is India’s leading provider of information and insights, enabling trust in the modern economy by offering reliable marketplace representations.
• Objective: The company’s solutions empower millions of Indians by facilitating economic opportunities, positive consumer experiences, and personal empowerment.