{"id":2074,"date":"2025-03-31T20:25:16","date_gmt":"2025-03-31T14:55:16","guid":{"rendered":"https:\/\/theiashub.com\/upsc\/?p=2074"},"modified":"2025-10-28T13:19:17","modified_gmt":"2025-10-28T07:49:17","slug":"balika-samriddhi-yojana","status":"publish","type":"post","link":"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/","title":{"rendered":"Balika Samriddhi Yojana- Launch Date, Objectives, Eligibility, Benefits"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-flat ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<label class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/label>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #127abf;color:#127abf\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #127abf;color:#127abf\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#What_is_Balika_Samriddhi_Yojana\" >What is Balika Samriddhi Yojana?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Balika_Samriddhi_Yojana_Launch_Date\" >Balika Samriddhi Yojana Launch Date<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Balika_Samriddhi_Yojana_Objectives\" >Balika Samriddhi Yojana Objectives<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Balika_Samriddhi_Yojana_Eligibility\" >Balika Samriddhi Yojana Eligibility<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Balika_Samriddhi_Yojana_Benefits\" >Balika Samriddhi Yojana Benefits<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Balika_Samriddhi_Yojana_Application_Process\" >Balika Samriddhi Yojana Application Process<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Balika_Samriddhi_Yojana_Required_Documents\" >Balika Samriddhi Yojana Required Documents<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Balika_Samriddhi_Yojana_Additional_Guidelines\" >Balika Samriddhi Yojana Additional Guidelines<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Balika_Samriddhi_Yojana_Impacts\" >Balika Samriddhi Yojana Impacts<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Comparison_with_Sukanya_Samriddhi_Yojana_SSY\" >Comparison with Sukanya Samriddhi Yojana (SSY)<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/theiashub.com\/upsc\/balika-samriddhi-yojana\/#Balika_Samriddhi_Yojana_FAQs\" >Balika Samriddhi Yojana FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><span style=\"font-weight: 400;\">Launched by the <\/span><b>Central Government in 1997<\/b><span style=\"font-weight: 400;\">, <\/span><b>Balika Samriddhi Yojana (BSY)<\/b><span style=\"font-weight: 400;\"> aims to <\/span><b>empower girl children<\/b><span style=\"font-weight: 400;\"> as part of the <\/span><b>Women &amp; Child Development<\/b><span style=\"font-weight: 400;\"> framework. This scheme is a <\/span><b>key initiative<\/b><span style=\"font-weight: 400;\"> supporting <\/span><b>girl child birth and education<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">BSY provides <\/span><b>financial assistance<\/b><span style=\"font-weight: 400;\"> to <\/span><b>girls born into families below the poverty line (BPL)<\/b><span style=\"font-weight: 400;\">, as defined by the <\/span><b>Government of India<\/b><span style=\"font-weight: 400;\">. The scheme covers <\/span><b>both urban and rural areas<\/b><span style=\"font-weight: 400;\"> and applies to <\/span><b>girls born on or after August 15, 1997<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Balika_Samriddhi_Yojana\"><\/span><b>What is Balika Samriddhi Yojana?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The <\/span><b>Balika Samriddhi Yojana (BSY)<\/b><span style=\"font-weight: 400;\"> is a flagship initiative by the <\/span><b>Government of India<\/b><span style=\"font-weight: 400;\">, launched under the <\/span><b>Ministry of Women and Child Development<\/b><span style=\"font-weight: 400;\"> in <\/span><b>1997<\/b><span style=\"font-weight: 400;\">. The scheme aims to <\/span><b>improve the socio-economic status of girl children<\/b><span style=\"font-weight: 400;\"> in <\/span><b>Below Poverty Line (BPL) families<\/b><span style=\"font-weight: 400;\"> by providing <\/span><b>financial assistance<\/b><span style=\"font-weight: 400;\"> at birth and <\/span><b>scholarships<\/b><span style=\"font-weight: 400;\"> for education. It also seeks to <\/span><b>reduce gender discrimination<\/b><span style=\"font-weight: 400;\">, promote <\/span><b>girl child education<\/b><span style=\"font-weight: 400;\">, and <\/span><b>discourage child marriage<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Balika_Samriddhi_Yojana_Launch_Date\"><\/span><b>Balika Samriddhi Yojana Launch Date<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The scheme of Balika Samriddhi Yojana was launched on 2nd October 1997 with the objective of raising the overall status of the girl-child and bringing about a positive change in family and community attitudes. The scheme covers up two girl children born on or after 15th August 1997 in a family living below poverty line as defined by the Government of India.<\/span><\/p>\n<p><b>Also Read: <\/b><a href=\"https:\/\/theiashub.com\/upsc\/upsc-mains-syllabus\/\" target=\"_blank\" rel=\"noopener\"><b>UPSC Exam Syllabus<\/b><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Balika_Samriddhi_Yojana_Objectives\"><\/span><b>Balika Samriddhi Yojana Objectives<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The key objectives of BSY include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Encouraging the birth and survival of girl children<\/b><span style=\"font-weight: 400;\"> in BPL families.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Promoting education<\/b><span style=\"font-weight: 400;\"> by providing scholarships to reduce dropout rates.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Reducing gender bias<\/b><span style=\"font-weight: 400;\"> and improving societal attitudes towards girls.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Preventing child marriage<\/b><span style=\"font-weight: 400;\"> by linking financial benefits to education.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Enhancing financial literacy<\/b><span style=\"font-weight: 400;\"> and long-term savings for girls\u2019 future needs.<\/span><\/li>\n<\/ul>\n<p><b>Also Read:<\/b><a href=\"https:\/\/theiashub.com\/upsc\/?p=427&amp;preview=true\" target=\"_blank\" rel=\"noopener\"><b> Books for UPSC Mains<\/b><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Balika_Samriddhi_Yojana_Eligibility\"><\/span><b>Balika Samriddhi Yojana Eligibility<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To avail of BSY benefits, applicants must meet the following criteria:<\/span><\/p>\n<p><b>Rural Areas<\/b><span style=\"font-weight: 400;\">: Families classified as <\/span><b>BPL under the Swarnajayanti Gram Swarozgar Yojana<\/b><span style=\"font-weight: 400;\"> are eligible.<\/span><\/p>\n<p><b>Urban Areas<\/b><span style=\"font-weight: 400;\">: Coverage extends to <\/span><b>families living in urban slums<\/b><span style=\"font-weight: 400;\">, regardless of identification.<\/span><\/p>\n<p><b>Occupational Coverage<\/b><span style=\"font-weight: 400;\">: Families engaged in <\/span><b>vegetable and fruit selling, rag-picking, pavement vending<\/b><span style=\"font-weight: 400;\">, and similar occupations qualify.<\/span><\/p>\n<p><b>Verification Process<\/b><span style=\"font-weight: 400;\">: <\/span><b>Surveys<\/b><span style=\"font-weight: 400;\"> are conducted to assess <\/span><b>BPL status<\/b><span style=\"font-weight: 400;\">, and beneficiaries are listed under the <\/span><b>Targeted Public Distribution System (TPDS)<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Beneficiary Criteria<\/b><span style=\"font-weight: 400;\">: The scheme benefits <\/span><b>girl children born on or after August 15, 1997<\/b><span style=\"font-weight: 400;\">, belonging to <\/span><b>BPL families<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Family Limit<\/b><span style=\"font-weight: 400;\">: <\/span><b>A maximum of two girls per family<\/b><span style=\"font-weight: 400;\"> can receive benefits, regardless of the total number of children.<\/span><\/p>\n<p><b>Urban slum dwellers, street vendors, and rag-pickers<\/b><span style=\"font-weight: 400;\"> are also eligible if they meet BPL criteria<\/span><\/p>\n<p><b>Also Read:<\/b><a href=\"https:\/\/theiashub.com\/upsc\/?p=1477&amp;preview=true\" target=\"_blank\" rel=\"noopener\"> <b>Cooperative Federalism in India<\/b><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Balika_Samriddhi_Yojana_Benefits\"><\/span><b>Balika Samriddhi Yojana Benefits<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">BSY provides <\/span><b>two types of financial assistance<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li><b> Post-Birth Grant<\/b><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A <\/span><b>one-time payment of \u20b9500<\/b><span style=\"font-weight: 400;\"> is given to the mother after the girl\u2019s birth17.<\/span><\/li>\n<\/ul>\n<ol start=\"2\">\n<li><b> Annual Scholarships<\/b><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Scholarships are provided <\/span><b>from Class 1 to Class 10<\/b><span style=\"font-weight: 400;\"> to encourage school retention:<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>scholarship amount is deposited into an interest-bearing account<\/b><span style=\"font-weight: 400;\"> (NSC\/PPF) in the girl\u2019s name.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Withdrawal is allowed only after she turns 18<\/b><span style=\"font-weight: 400;\">, provided she remains unmarried. If married before 18, she forfeits the scholarship but retains the birth grant15.<\/span><\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td><b>Class<\/b><\/td>\n<td><b>Scholarship Amount (per year)<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1 to 3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9300<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">4<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9500<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9600<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">6 to 7<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9700<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">8<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9800<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">9 to 10<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>Also Read:<\/b><a href=\"https:\/\/theiashub.com\/upsc\/upsc-prelims-syllabus\/\" target=\"_blank\" rel=\"noopener\"> <b>UPSC Prelims Syllabus<\/b><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Balika_Samriddhi_Yojana_Application_Process\"><\/span><b>Balika Samriddhi Yojana Application Process<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The application process is <\/span><b>offline<\/b><span style=\"font-weight: 400;\"> and involves the following steps:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Obtain the Application Form<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Rural areas:<\/b><span style=\"font-weight: 400;\"> Collect from <\/span><b>Anganwadi workers<\/b><span style=\"font-weight: 400;\"> or <\/span><b>Integrated Child Development Services (ICDS)<\/b><span style=\"font-weight: 400;\"> centers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Urban areas:<\/b><span style=\"font-weight: 400;\"> Obtain from <\/span><b>municipal health departments<\/b><span style=\"font-weight: 400;\">47.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Submit Required Documents<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Birth certificate<\/b><span style=\"font-weight: 400;\"> of the girl child.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>BPL ration card<\/b><span style=\"font-weight: 400;\"> or income certificate.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Address proof<\/b><span style=\"font-weight: 400;\"> (Aadhaar, voter ID, electricity bill).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Parent\/guardian\u2019s identity proof<\/b><span style=\"font-weight: 400;\"> (PAN, passport, voter ID)5.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Submit the Form<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Submit the completed form to the <\/span><b>local Anganwadi center (rural) or municipal office (urban)<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Verification &amp; Disbursement<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">After verification, funds are <\/span><b>deposited into a bank\/post office account<\/b><span style=\"font-weight: 400;\"> in the girl\u2019s name4.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<div id=\"metaslider-id-5575\" style=\"width: 100%;\" class=\"ml-slider-3-107-0 metaslider metaslider-flex metaslider-5575 ml-slider has-dots-nav ms-theme-default-base\" role=\"region\" aria-label=\"New Slideshow\" data-height=\"300\" data-width=\"700\">\n    <div id=\"metaslider_container_5575\">\n 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aria-label=\"View Slide Details\" class=\"metaslider_image_link\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/theiashub.com\/upsc\/wp-content\/uploads\/2025\/10\/web-site-banner-toppers-book.-400x180-1-scaled.jpg?resize=700%2C300&#038;ssl=1\" height=\"300\" width=\"700\" alt=\"\" class=\"slider-5575 slide-5581 msDefaultImage\" title=\"web site banner toppers book. 400x180\" \/><\/a><\/li>\n            <\/ul>\n        <\/div>\n        \n    <\/div>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Balika_Samriddhi_Yojana_Required_Documents\"><\/span><b>Balika Samriddhi Yojana Required Documents<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Applicants must submit the following documents:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Birth Certificate<\/b><span style=\"font-weight: 400;\">: Issued by the hospital or a government authority.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Address Proof of Parents\/Guardians<\/b><span style=\"font-weight: 400;\">: Accepted documents include a <\/span><b>driving license, passport, electricity or telephone bill, ration card, voter ID<\/b><span style=\"font-weight: 400;\">, or any other government-issued proof.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Identity Proof of Parents\/Guardians<\/b><span style=\"font-weight: 400;\">: Acceptable documents include <\/span><b>PAN card, passport, voter ID, matriculation certificate<\/b><span style=\"font-weight: 400;\">, or any other government-issued ID.<\/span><\/li>\n<\/ul>\n<p><b>Also Read:<\/b><a href=\"https:\/\/theiashub.com\/upsc\/?p=404&amp;preview=true\" target=\"_blank\" rel=\"noopener\"> <b>UPSC Mains Answer Writing<\/b><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Balika_Samriddhi_Yojana_Additional_Guidelines\"><\/span><b>Balika Samriddhi Yojana Additional Guidelines<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The grant amount will be deposited into an <\/span><b>interest-bearing account<\/b><span style=\"font-weight: 400;\"> in the name of the girl child.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Funds should be placed in savings instruments that <\/span><b>offer the highest possible returns<\/b><span style=\"font-weight: 400;\">, such as <\/span><b>NSC or PPF<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A portion of the <\/span><b>post-birth grant and educational scholarship<\/b><span style=\"font-weight: 400;\"> may be used to pay insurance premiums under the <\/span><b>Bhagyashri Balika Kalyan Bima Yojana<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Scholarship funds may also be used for purchasing <\/span><b>uniforms, textbooks, and other educational materials<\/b><span style=\"font-weight: 400;\">, while the remaining amount is deposited in the girl&#8217;s account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At <\/span><b>18 years of age<\/b><span style=\"font-weight: 400;\">, the girl can withdraw funds upon obtaining an <\/span><b>unmarried status certificate<\/b><span style=\"font-weight: 400;\"> from the <\/span><b>Municipality or Gram Panchayat<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the girl marries before 18, she forfeits the <\/span><b>annual scholarship and accrued interest<\/b><span style=\"font-weight: 400;\">, receiving only the <\/span><b>Rs. 500 post-birth grant with interest<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the girl passes away before turning 18, the <\/span><b>entire accumulated amount<\/b><span style=\"font-weight: 400;\"> can be withdrawn.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Balika_Samriddhi_Yojana_Impacts\"><\/span><b>Balika Samriddhi Yojana Impacts<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Increased school enrollment<\/b><span style=\"font-weight: 400;\"> among girls in rural and urban BPL families.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Reduced dropout rates<\/b><span style=\"font-weight: 400;\">, particularly in secondary education.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Improved financial security<\/b><span style=\"font-weight: 400;\"> for girls through long-term savings.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Enhanced awareness<\/b><span style=\"font-weight: 400;\"> about the importance of educating girls212.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Comparison_with_Sukanya_Samriddhi_Yojana_SSY\"><\/span><b>Comparison with Sukanya Samriddhi Yojana (SSY)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Feature<\/b><\/td>\n<td><b>Balika Samriddhi Yojana (BSY)<\/b><\/td>\n<td><b>Sukanya Samriddhi Yojana (SSY)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Launch Year<\/b><\/td>\n<td><span style=\"font-weight: 400;\">1997<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2015<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Investment Needed<\/b><\/td>\n<td><span style=\"font-weight: 400;\">No deposit required (govt-funded)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Requires annual deposits (\u20b9250-\u20b91.5L)<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Interest Rate<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Based on NSC\/PPF rates<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Fixed at <\/span><b>8.2%<\/b><span style=\"font-weight: 400;\"> (Q1 2025)<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Withdrawal Age<\/b><\/td>\n<td><span style=\"font-weight: 400;\">18 years (if unmarried)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">18 years (partial) or 21 (full)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The <\/span><b>Balika Samriddhi Yojana<\/b><span style=\"font-weight: 400;\"> remains a <\/span><b>critical scheme<\/b><span style=\"font-weight: 400;\"> for <\/span><b>girl child welfare<\/b><span style=\"font-weight: 400;\"> in India, particularly for <\/span><b>economically disadvantaged families<\/b><span style=\"font-weight: 400;\">. By combining <\/span><b>birth grants, education scholarships, and long-term savings<\/b><span style=\"font-weight: 400;\">, it <\/span><b>addresses gender inequality<\/b><span style=\"font-weight: 400;\"> and <\/span><b>promotes financial independence<\/b><span style=\"font-weight: 400;\"> for girls. Eligible families should <\/span><b>apply early<\/b><span style=\"font-weight: 400;\"> to maximize benefits.<\/span><\/p>\n<p><b>Are you preparing for UPSC 2025? <\/b><a href=\"https:\/\/theiashub.com\/courses\/prelims\/prelims-samadhaan-mentorship-2025?utm_source=website&amp;utm_medium=home_page&amp;utm_campaign=course\" target=\"_blank\" rel=\"noopener\"><b>Join IAShub&#8217;s UPSC coaching batches<\/b><\/a><b> to boost your preparation. Enroll now!<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Balika_Samriddhi_Yojana_FAQs\"><\/span><b>Balika Samriddhi Yojana FAQs<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<style>#sp-ea-2075 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-2075.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-2075.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-2075.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-2075.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-2075.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}.sp-ea-one.sp-easy-accordion .sp-ea-single .ea-header a {\r\n  padding: 7px;\r\n  background: #fff;\r\n}\r\n\r\n.sp-easy-accordion .sp-ea-single .ea-header a {\r\n  font-size: 1rem;\r\n}\r\n.sp-ea-one.sp-easy-accordion .sp-ea-single .ea-header a .ea-expand-icon {\r\n  font-size: 1rem;\r\n}\r\n\r\n.sp-easy-accordion .sp-ea-single .ea-header a .ea-expand-icon {\r\n  margin-right: 0px;\r\n}\r\n\r\n.sp-easy-accordion .sp-ea-single{\r\n background: #fff;\r\n}\r\n\r\n.ea-expand a{\r\n  background: #cfe2ff !important;\r\n}\r\n\r\n.sp-easy-accordion{\r\n  margin-bottom: 1rem;\r\n  margin-top: 1rem;\r\n}<\/style><div id=\"sp_easy_accordion-1743425848\"><div id=\"sp-ea-2075\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20750\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20750\" aria-controls=\"collapse20750\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> What is Balika Samriddhi Yojana?<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse20750\" data-parent=\"#sp-ea-2075\" role=\"region\" aria-labelledby=\"ea-header-20750\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Balika Samriddhi Yojana (BSY) is a government scheme launched in <\/span><b>1997<\/b><span style=\"font-weight: 400\"> to provide financial assistance to girl children in Below Poverty Line (BPL) families, supporting their birth, education, and long-term financial security.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20751\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20751\" aria-controls=\"collapse20751\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Who is eligible for Balika Samriddhi Yojana?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse20751\" data-parent=\"#sp-ea-2075\" role=\"region\" aria-labelledby=\"ea-header-20751\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Girls born on or after <\/span><b>August 15, 1997<\/b><span style=\"font-weight: 400\">, in BPL families from both <\/span><b>urban and rural areas<\/b><span style=\"font-weight: 400\"> can apply. The scheme covers up to <\/span><b>two girls per family<\/b><span style=\"font-weight: 400\">.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20752\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20752\" aria-controls=\"collapse20752\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What are the benefits of Balika Samriddhi Yojana?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse20752\" data-parent=\"#sp-ea-2075\" role=\"region\" aria-labelledby=\"ea-header-20752\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">BSY provides a <\/span><b>\u20b9500 post-birth grant<\/b><span style=\"font-weight: 400\"> and <\/span><b>annual scholarships<\/b><span style=\"font-weight: 400\"> from Class 1 to 10, ranging from <\/span><b>\u20b9300 to \u20b91,000<\/b><span style=\"font-weight: 400\">, encouraging education and reducing dropout rates.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20753\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20753\" aria-controls=\"collapse20753\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> How to apply for Balika Samriddhi Yojana?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse20753\" data-parent=\"#sp-ea-2075\" role=\"region\" aria-labelledby=\"ea-header-20753\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">Applicants must collect the <\/span><b>offline application form<\/b><span style=\"font-weight: 400\"> from <\/span><b>Anganwadi centers (rural)<\/b><span style=\"font-weight: 400\"> or <\/span><b>municipal offices (urban)<\/b><span style=\"font-weight: 400\">, submit the required documents, and complete the verification process.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20754\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20754\" aria-controls=\"collapse20754\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What happens if the girl child marries before 18?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse20754\" data-parent=\"#sp-ea-2075\" role=\"region\" aria-labelledby=\"ea-header-20754\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">If the girl marries before <\/span><b>18<\/b><span style=\"font-weight: 400\">, she loses the <\/span><b>scholarship benefits<\/b><span style=\"font-weight: 400\"> and accrued interest but can withdraw the <\/span><b>\u20b9500 post-birth grant<\/b><span style=\"font-weight: 400\"> along with interest.<\/span><\/p><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Discover everything about the Balika Samriddhi Yojana (BSY), including its latest updates, benefits, eligibility, application process, and impact.<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2074","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/posts\/2074","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/comments?post=2074"}],"version-history":[{"count":3,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/posts\/2074\/revisions"}],"predecessor-version":[{"id":6381,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/posts\/2074\/revisions\/6381"}],"wp:attachment":[{"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/media?parent=2074"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/categories?post=2074"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/tags?post=2074"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}