{"id":2045,"date":"2025-03-30T17:49:57","date_gmt":"2025-03-30T12:19:57","guid":{"rendered":"https:\/\/theiashub.com\/upsc\/?p=2045"},"modified":"2025-10-28T13:21:04","modified_gmt":"2025-10-28T07:51:04","slug":"deendayal-antyodaya-yojana","status":"publish","type":"post","link":"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/","title":{"rendered":"Deendayal Antyodaya Yojana, Launch Date, Objectives, Benefits, Eligibility"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-flat ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<label class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/label>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #127abf;color:#127abf\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #127abf;color:#127abf\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#What_is_Deendayal_Antyodaya_Yojana\" >What is Deendayal Antyodaya Yojana?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#Deendayal_Antyodaya_Yojana_Launch_Date\" >Deendayal Antyodaya Yojana Launch Date<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#Deendayal_Antyodaya_Yojana_Objectives\" >Deendayal Antyodaya Yojana Objectives<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#Deendayal_Antodaya_Yojana_Key_Features\" >Deendayal Antodaya Yojana Key Features<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#National_Rural_Livelihood_Mission_NRLM_Scheme_Details_UPSC\" >National Rural Livelihood Mission (NRLM) Scheme Details UPSC<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#Deendayal_Antyodaya_Core_Principles_UPSC\" >Deendayal Antyodaya Core Principles UPSC<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#Deendayal_Antyodaya_Yojana_Benefits\" >Deendayal Antyodaya Yojana Benefits<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#Deendayal_Antyodaya_Yojana_Eligibility\" >Deendayal Antyodaya Yojana Eligibility<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#Deendayal_Antyodaya_Yojana_Impact_and_Success_Stories\" >Deendayal Antyodaya Yojana Impact and Success Stories<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/theiashub.com\/upsc\/deendayal-antyodaya-yojana\/#Deendayal_Antyodaya_Yojana_FAQs\" >Deendayal Antyodaya Yojana FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><span style=\"font-weight: 400;\">The Deendayal Antyodaya Yojana (DAY) is a flagship poverty alleviation initiative launched by the Government of India. Designed to empower marginalized communities, the scheme provides comprehensive support through self-help groups (SHGs), financial inclusion, and sustainable livelihood opportunities. This article covers key details about the Deendayal Antyodaya Yojana, its objectives, launch date, benefits, and eligibility. Additionally, it explores the National Rural Livelihood Mission (NRLM), a significant component of DAY, with updated facts and figures.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Deendayal_Antyodaya_Yojana\"><\/span><b>What is Deendayal Antyodaya Yojana?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The <\/span><b>Deen Dayal Antyodaya Yojana (DAY)<\/b><span style=\"font-weight: 400;\"> aims to improve the lives of <\/span><b>urban poor<\/b><span style=\"font-weight: 400;\"> by creating <\/span><b>sustainable livelihood opportunities<\/b><span style=\"font-weight: 400;\"> through <\/span><b>skill development<\/b><span style=\"font-weight: 400;\">. Recognizing the importance of <\/span><b>skilled labor<\/b><span style=\"font-weight: 400;\"> for economic progress and in alignment with the <\/span><b>Make in India<\/b><span style=\"font-weight: 400;\"> initiative, the scheme focuses on <\/span><b>enhancing socio-economic conditions<\/b><span style=\"font-weight: 400;\">. It operates under the <\/span><b>Ministry of Housing and Urban Poverty Alleviation (HUPA)<\/b><span style=\"font-weight: 400;\">, with the <\/span><b>Government of India allocating \u20b9500 crore<\/b><span style=\"font-weight: 400;\"> for its implementation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This scheme brings together the <\/span><b>National Urban Livelihoods Mission (NULM) and National Rural Livelihoods Mission (NRLM)<\/b><span style=\"font-weight: 400;\"> under a unified framework.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>National Rural Livelihood Mission (NRLM)<\/b><span style=\"font-weight: 400;\"> \u2013 Focused on rural development.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>National Urban Livelihood Mission (NULM)<\/b><span style=\"font-weight: 400;\"> \u2013 Addressing urban poverty and employment challenges.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The <\/span><b>National Urban Livelihoods Mission (NULM)<\/b><span style=\"font-weight: 400;\"> was rebranded as <\/span><b>Deen Dayal Antyodaya Yojana &#8211; NULM (DAY-NULM)<\/b><span style=\"font-weight: 400;\"> and is known in Hindi as <\/span><b>Rashtriya Shahri Aajeevika Mission<\/b><span style=\"font-weight: 400;\">. It now <\/span><b>extends coverage to all 4,041 statutory cities and towns<\/b><span style=\"font-weight: 400;\">, ensuring <\/span><b>wider outreach across urban areas<\/b><span style=\"font-weight: 400;\">. Previously, urban poverty alleviation programs were limited to <\/span><b>only 790 towns and cities<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Both schemes work towards enhancing the livelihoods of the underprivileged by facilitating access to credit, training, and market linkages.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Deendayal_Antyodaya_Yojana_Launch_Date\"><\/span><b>Deendayal Antyodaya Yojana Launch Date<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The scheme was officially launched on <\/span><b>September 25, 2014<\/b><span style=\"font-weight: 400;\">, marking the birth anniversary of Pandit Deendayal Upadhyaya, who advocated for the upliftment of the poorest sections of society. The government revamped earlier poverty alleviation programs to form DAY, making it more inclusive and sustainable.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Deendayal_Antyodaya_Yojana_Objectives\"><\/span><b>Deendayal Antyodaya Yojana Objectives<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The <\/span><b>Deen Dayal Antyodaya Yojana (DAY)<\/b><span style=\"font-weight: 400;\"> aims to <\/span><b>reduce poverty and vulnerability<\/b><span style=\"font-weight: 400;\"> among <\/span><b>urban poor households<\/b><span style=\"font-weight: 400;\"> by providing access to <\/span><b>self-employment and skilled wage employment opportunities<\/b><span style=\"font-weight: 400;\">. This initiative focuses on <\/span><b>enhancing livelihoods sustainably<\/b><span style=\"font-weight: 400;\"> by strengthening grassroots-level support.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, the mission seeks to provide <\/span><b>shelter with essential services<\/b><span style=\"font-weight: 400;\"> to <\/span><b>urban homeless populations<\/b><span style=\"font-weight: 400;\"> in a phased manner. It also addresses the <\/span><b>livelihood challenges of urban street vendors<\/b><span style=\"font-weight: 400;\"> by ensuring access to <\/span><b>dedicated spaces, institutional credit, social security, and skill development programs<\/b><span style=\"font-weight: 400;\">, enabling them to <\/span><b>tap into emerging market opportunities<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><b>Deendayal Antodaya Yojana Other objectives<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Promote sustainable livelihood opportunities for the rural and urban poor.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Build capacity and provide skill training to beneficiaries.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Encourage financial inclusion through self-help groups and bank linkages.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensure social empowerment, especially for women.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Facilitate access to markets for small and micro-enterprises.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Deendayal_Antodaya_Yojana_Key_Features\"><\/span><b>Deendayal Antodaya Yojana Key Features<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Employment through Skill Training and Placement<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>\u20b915,000 per person<\/b><span style=\"font-weight: 400;\"> allocated for skill training of <\/span><b>urban poor<\/b><span style=\"font-weight: 400;\"> (\u20b918,000 for those in the <\/span><b>Northeast and Jammu &amp; Kashmir<\/b><span style=\"font-weight: 400;\">).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>City Livelihood Centers<\/b><span style=\"font-weight: 400;\"> established to provide <\/span><b>market-oriented skills<\/b><span style=\"font-weight: 400;\"> to meet urban job demands.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Social Mobilization and Institution Development<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Formation of <\/span><b>Self-Help Groups (SHGs)<\/b><span style=\"font-weight: 400;\"> to train and support members.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Each SHG receives <\/span><b>\u20b910,000<\/b><span style=\"font-weight: 400;\"> as initial support.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Registered Area Level Federations<\/b><span style=\"font-weight: 400;\"> are provided <\/span><b>\u20b950,000<\/b><span style=\"font-weight: 400;\"> in financial assistance.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Subsidy for Urban Poor<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Interest subsidy of 5%\u20137%<\/b><span style=\"font-weight: 400;\"> on loans for <\/span><b>micro-enterprises<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Loans of up to <\/span><b>\u20b92 lakh<\/b><span style=\"font-weight: 400;\"> for individual enterprises and <\/span><b>\u20b910 lakh<\/b><span style=\"font-weight: 400;\"> for group enterprises.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Shelters for Urban Homeless<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Full funding for the construction<\/b><span style=\"font-weight: 400;\"> of <\/span><b>shelters<\/b><span style=\"font-weight: 400;\"> under the scheme.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Other Initiatives<\/b>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Development of <\/span><b>vendor markets<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><b>Skill training programs<\/b><span style=\"font-weight: 400;\"> for <\/span><b>street vendors, rag pickers, and persons with disabilities<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Infrastructure development to support their livelihood activities.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"National_Rural_Livelihood_Mission_NRLM_Scheme_Details_UPSC\"><\/span><b>National Rural Livelihood Mission (NRLM) Scheme Details UPSC<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Under DAY, NRLM serves as a comprehensive platform to transform rural livelihoods. Key features include:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Formation of Self-Help Groups (SHGs):<\/b><span style=\"font-weight: 400;\"> As of <\/span><b>March 2024<\/b><span style=\"font-weight: 400;\">, over <\/span><b>10 crore rural households<\/b><span style=\"font-weight: 400;\"> have been mobilized into SHGs under DAY-NRLM, surpassing the government\u2019s target 3.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Financial Support:<\/b><span style=\"font-weight: 400;\"> SHGs receive revolving funds, bank loans, and interest subvention. The <\/span><b>Start-Up Village Entrepreneurship Programme (SVEP)<\/b><span style=\"font-weight: 400;\"> has allocated <\/span><b>Rs. 13.33 crore<\/b><span style=\"font-weight: 400;\"> for FY 2024-25 to support rural enterprises 3.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Skill Development:<\/b><span style=\"font-weight: 400;\"> Capacity-building programs equip SHG members with market-relevant skills. The <\/span><b>Mahila Kisan Sashaktikaran Pariyojana (MKSP)<\/b><span style=\"font-weight: 400;\"> focuses on empowering women in agriculture, with <\/span><b>Rs. 15 crore<\/b><span style=\"font-weight: 400;\"> allocated for FY 2024-25 3.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Livelihood Promotion:<\/b><span style=\"font-weight: 400;\"> Support for traditional and non-traditional livelihood sectors such as agriculture, dairy, and handicrafts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Financial Literacy:<\/b><span style=\"font-weight: 400;\"> Women are trained to manage finances using digital payment systems.<\/span><\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Deendayal_Antyodaya_Core_Principles_UPSC\"><\/span><b>Deendayal Antyodaya Core Principles UPSC<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><b>Empowering the Urban Poor<\/b><span style=\"font-weight: 400;\"> \u2013 Recognizing that the <\/span><b>urban poor have entrepreneurial potential<\/b><span style=\"font-weight: 400;\"> and a strong drive to escape poverty. The focus is on <\/span><b>unlocking their capabilities<\/b><span style=\"font-weight: 400;\"> to create sustainable livelihoods.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><b>Community-Driven Approach<\/b><span style=\"font-weight: 400;\"> \u2013 Ensuring <\/span><b>livelihood programs are led by the poor and their institutions<\/b><span style=\"font-weight: 400;\">, enabling them to <\/span><b>build human, social, and financial assets<\/b><span style=\"font-weight: 400;\">. This strengthens their ability to access <\/span><b>rights, services, and economic opportunities<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><b>Role of Urban Local Bodies (ULBs)<\/b><span style=\"font-weight: 400;\"> \u2013 As per the <\/span><b>74th Constitutional Amendment (1992)<\/b><span style=\"font-weight: 400;\">, <\/span><b>ULBs are responsible for urban poverty alleviation<\/b><span style=\"font-weight: 400;\">. They play a <\/span><b>leading role in skill development, employment programs, and support initiatives<\/b><span style=\"font-weight: 400;\"> for the urban poor.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><b>Comprehensive Coverage<\/b><span style=\"font-weight: 400;\"> \u2013 Aiming for <\/span><b>universal access to skill development and credit facilities<\/b><span style=\"font-weight: 400;\">, with a focus on <\/span><b>market-based employment and self-employment opportunities<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><b>Support for Street Vendors<\/b><span style=\"font-weight: 400;\"> \u2013 Recognizing their <\/span><b>economic importance<\/b><span style=\"font-weight: 400;\">, NULM facilitates <\/span><b>access to workspaces, credit, social security, and skills training<\/b><span style=\"font-weight: 400;\">, helping them integrate into <\/span><b>emerging market opportunities<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><b>Shelter for the Homeless<\/b><span style=\"font-weight: 400;\"> \u2013 Ensuring the <\/span><b>gradual establishment of shelters with essential facilities<\/b><span style=\"font-weight: 400;\"> for <\/span><b>homeless individuals<\/b><span style=\"font-weight: 400;\"> in urban areas.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><b>Convergence with Other Programs<\/b><span style=\"font-weight: 400;\"> \u2013 Aligning with <\/span><b>government initiatives<\/b><span style=\"font-weight: 400;\"> related to <\/span><b>skills, entrepreneurship, health, education, and social welfare<\/b><span style=\"font-weight: 400;\"> to ensure a <\/span><b>comprehensive development approach<\/b><span style=\"font-weight: 400;\">. Special attention is given to <\/span><b>rural-urban migrants<\/b><span style=\"font-weight: 400;\"> to bridge livelihood gaps.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><b>Partnerships with Private and Civil Society<\/b><span style=\"font-weight: 400;\"> \u2013 Encouraging <\/span><b>collaboration with businesses and non-profits<\/b><span style=\"font-weight: 400;\"> to provide <\/span><b>shelters, skill training, technology, marketing, and business support<\/b><span style=\"font-weight: 400;\"> for urban entrepreneurs.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Active Participation<\/b><span style=\"font-weight: 400;\"> \u2013 Ensuring <\/span><b>urban poor and their institutions<\/b><span style=\"font-weight: 400;\"> take ownership and play a productive role in all processes.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Transparency<\/b><span style=\"font-weight: 400;\"> \u2013 Maintaining <\/span><b>clarity in program design and execution<\/b><span style=\"font-weight: 400;\">, including institution-building and capacity development.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Accountability<\/b><span style=\"font-weight: 400;\"> \u2013 Holding <\/span><b>government officials and the community<\/b><span style=\"font-weight: 400;\"> responsible for effective implementation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Collaborations<\/b><span style=\"font-weight: 400;\"> \u2013 Building <\/span><b>partnerships with industry and other stakeholders<\/b><span style=\"font-weight: 400;\"> to enhance impact.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Self-Reliance<\/b><span style=\"font-weight: 400;\"> \u2013 Encouraging <\/span><b>community independence, self-help, and mutual support<\/b><span style=\"font-weight: 400;\"> for long-term sustainability.<\/span><\/li>\n<\/ul>\n<div id=\"metaslider-id-5575\" style=\"width: 100%;\" class=\"ml-slider-3-107-0 metaslider metaslider-flex metaslider-5575 ml-slider has-dots-nav ms-theme-default-base\" role=\"region\" aria-label=\"New Slideshow\" data-height=\"300\" data-width=\"700\">\n    <div id=\"metaslider_container_5575\">\n        <div id=\"metaslider_5575\">\n            <ul aria-live='off' class='slides'>\n                <li style=\"display: block; 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width: 100%;\" class=\"slide-5581 ms-image \" aria-roledescription=\"slide\" data-date=\"2025-10-11 11:47:58\" data-filename=\"web-site-banner-toppers-book.-400x180-1-scaled-700x300.jpg\" data-slide-type=\"image\"><a href=\"https:\/\/theiashub.com\/courses\/upsc-cse-books\/toppers-handwritten-upsc-pyq-4-books\" target=\"_self\" aria-label=\"View Slide Details\" class=\"metaslider_image_link\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/theiashub.com\/upsc\/wp-content\/uploads\/2025\/10\/web-site-banner-toppers-book.-400x180-1-scaled.jpg?resize=700%2C300&#038;ssl=1\" height=\"300\" width=\"700\" alt=\"\" class=\"slider-5575 slide-5581 msDefaultImage\" title=\"web site banner toppers book. 400x180\" \/><\/a><\/li>\n            <\/ul>\n        <\/div>\n        \n    <\/div>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Deendayal_Antyodaya_Yojana_Benefits\"><\/span><b>Deendayal Antyodaya Yojana Benefits<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The scheme offers numerous benefits to beneficiaries, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Financial Empowerment:<\/b><span style=\"font-weight: 400;\"> Access to institutional credit at subsidized interest rates.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Entrepreneurial Support:<\/b><span style=\"font-weight: 400;\"> Promotion of micro-enterprises through capacity building and financial assistance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Employment Generation:<\/b><span style=\"font-weight: 400;\"> Livelihood diversification through skill development and self-employment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Market Linkages:<\/b><span style=\"font-weight: 400;\"> Facilitates participation in trade fairs and buyer-seller meets.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Women Empowerment:<\/b><span style=\"font-weight: 400;\"> More than <\/span><b>90 lakh SHGs<\/b><span style=\"font-weight: 400;\"> with over <\/span><b>10 crore women members<\/b><span style=\"font-weight: 400;\"> have been formed under NRLM as of <\/span><b>June 2024<\/b><span style=\"font-weight: 400;\"> 8.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Deendayal_Antyodaya_Yojana_Eligibility\"><\/span><b>Deendayal Antyodaya Yojana Eligibility<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Eligibility criteria for beneficiaries differ for urban and rural areas:<\/span><\/p>\n<h3><b>NRLM Eligibility (Rural Areas):<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rural households identified under the <\/span><b>Participatory Identification of Poor (PIP)<\/b><span style=\"font-weight: 400;\"> method 6.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Priority given to women from Scheduled Castes (SC), Scheduled Tribes (ST), and vulnerable communities.<\/span><\/li>\n<\/ul>\n<h3><b>NULM Eligibility (Urban Areas):<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Urban poor, including street vendors, homeless individuals, and those below the poverty line.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Special focus on empowering women, minorities, and differently-abled individuals.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Deendayal_Antyodaya_Yojana_Impact_and_Success_Stories\"><\/span><b>Deendayal Antyodaya Yojana Impact and Success Stories<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Since its inception, the Deendayal Antyodaya Yojana has significantly impacted rural and urban livelihoods. Key achievements include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Andhra Pradesh<\/b><span style=\"font-weight: 400;\"> alone mobilized <\/span><b>9,075,289 households<\/b><span style=\"font-weight: 400;\"> under DAY-NRLM, exceeding its target 3.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Prime Minister\u2019s New 15-Point Programme<\/b><span style=\"font-weight: 400;\"> integrates DAY-NRLM to ensure <\/span><b>15% of welfare scheme benefits<\/b><span style=\"font-weight: 400;\"> reach notified minorities 1.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Million Designers, Billion Dreams<\/b><span style=\"font-weight: 400;\"> initiative (August 2024) under DAY-NRLM aims to equip rural entrepreneurs with advanced skills 8.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The Deendayal Antyodaya Yojana stands as a testament to the government\u2019s commitment to inclusive development. By empowering the marginalized through sustainable livelihood opportunities, it has uplifted millions of lives. As the scheme continues to grow, it is expected to play a pivotal role in achieving the goal of poverty eradication.<\/span><\/p>\n<p><b>Are you preparing for UPSC 2025? <\/b><a href=\"https:\/\/theiashub.com\/courses\/prelims\/prelims-samadhaan-mentorship-2025?utm_source=website&amp;utm_medium=home_page&amp;utm_campaign=course\" target=\"_blank\" rel=\"noopener\"><b>Join IAShub&#8217;s UPSC coaching batches<\/b><\/a><b> to boost your preparation. Enroll now<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Deendayal_Antyodaya_Yojana_FAQs\"><\/span><b>Deendayal Antyodaya Yojana FAQs<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<style>#sp-ea-2046 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-2046.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-2046.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-2046.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-2046.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-2046.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}.sp-ea-one.sp-easy-accordion .sp-ea-single .ea-header a {\r\n  padding: 7px;\r\n  background: #fff;\r\n}\r\n\r\n.sp-easy-accordion .sp-ea-single .ea-header a {\r\n  font-size: 1rem;\r\n}\r\n.sp-ea-one.sp-easy-accordion .sp-ea-single .ea-header a .ea-expand-icon {\r\n  font-size: 1rem;\r\n}\r\n\r\n.sp-easy-accordion .sp-ea-single .ea-header a .ea-expand-icon {\r\n  margin-right: 0px;\r\n}\r\n\r\n.sp-easy-accordion .sp-ea-single{\r\n background: #fff;\r\n}\r\n\r\n.ea-expand a{\r\n  background: #cfe2ff !important;\r\n}\r\n\r\n.sp-easy-accordion{\r\n  margin-bottom: 1rem;\r\n  margin-top: 1rem;\r\n}<\/style><div id=\"sp_easy_accordion-1743256429\"><div id=\"sp-ea-2046\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20460\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20460\" aria-controls=\"collapse20460\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> What is Deendayal Antyodaya Yojana?<\/a><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse20460\" data-parent=\"#sp-ea-2046\" role=\"region\" aria-labelledby=\"ea-header-20460\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">\u00a0Deendayal Antyodaya Yojana (DAY) is a government initiative aimed at alleviating poverty by providing sustainable livelihood opportunities through skill development, self-help groups (SHGs), and financial inclusion for rural and urban poor.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20461\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20461\" aria-controls=\"collapse20461\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> When was Deendayal Antyodaya Yojana launched?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse20461\" data-parent=\"#sp-ea-2046\" role=\"region\" aria-labelledby=\"ea-header-20461\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">\u00a0The scheme was launched on <\/span><b>September 25, 2014<\/b><span style=\"font-weight: 400\">, to commemorate the birth anniversary of Pandit Deendayal Upadhyaya.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20462\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20462\" aria-controls=\"collapse20462\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What are the benefits of Deendayal Antyodaya Yojana?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse20462\" data-parent=\"#sp-ea-2046\" role=\"region\" aria-labelledby=\"ea-header-20462\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">DAY offers financial support, skill training, employment opportunities, interest subsidies on loans, and access to shelters for the urban homeless. It also promotes women empowerment through SHGs.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20463\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20463\" aria-controls=\"collapse20463\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Who is eligible for Deendayal Antyodaya Yojana?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse20463\" data-parent=\"#sp-ea-2046\" role=\"region\" aria-labelledby=\"ea-header-20463\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">\u00a0Eligibility includes urban and rural poor, identified using poverty criteria. Women from marginalized communities, street vendors, and the homeless are prioritized.<\/span><\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><a class=\"collapsed\" id=\"ea-header-20464\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse20464\" aria-controls=\"collapse20464\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is the National Rural Livelihood Mission (NRLM) under DAY?<\/a><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse20464\" data-parent=\"#sp-ea-2046\" role=\"region\" aria-labelledby=\"ea-header-20464\"> <div class=\"ea-body\"><p><span style=\"font-weight: 400\">\u00a0NRLM is a component of DAY focused on empowering rural communities through SHGs, financial assistance, and market linkages to promote sustainable livelihoods.<\/span><\/p><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p> Explore the Deendayal Antyodaya Yojana, its launch date, benefits, eligibility, and NRLM scheme details. Learn how it empowers rural and urban communities.<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2045","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/posts\/2045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/comments?post=2045"}],"version-history":[{"count":3,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/posts\/2045\/revisions"}],"predecessor-version":[{"id":6385,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/posts\/2045\/revisions\/6385"}],"wp:attachment":[{"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/media?parent=2045"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/categories?post=2045"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theiashub.com\/upsc\/wp-json\/wp\/v2\/tags?post=2045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}